Legal Documents for Jim and Sandy
Twenty years ago, when Jim and Sandy were 45 years old, they went on their first vacation without their kids. They had no planning documents in place and had to scramble quickly to get a simple will and a power…
Help Lower the Risk of Your Loved Ones Falling
The CDC and Prevention reports one out of five senior falls causes a serious injury like a broken bone or head trauma. Injuries of this sort can make life difficult for an older person to do everyday activities or live…
A Will Does Much More for you than Just Transfer Your Assets
According to Care.com’s annual estate planning survey for 2019 found that 57% of U.S. adults do not have a Last Will & Testament (a “Will”). The survey found that participants were more likely or less likely to have a Will…
When Should You be Looking into Medicaid crisis planning?
Medicaid is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Long-term care often creates devastating financial impacts on Americans, particularly the elderly, and for those…
Big Tech’s Entrance into Health Care and Your Personal Privacy
Companies like Amazon, Apple, and Google are plotting to take over healthcare in the US, and to a lesser extent, so are Microsoft and Facebook, which are also doubling down on entry into the healthcare market. Some of the businesses…
Life Insurance Options
Recent events have made many of us think about our mortality and how to make sure our loved ones are taken care of especially if we die unexpectedly. Life insurance can be an affordable way to provide for our children,…
Things to know about Estate Planning
Estate planning may sound like the something for the very wealthy, however, in the eyes of the law, an estate is simply the aggregate of property an individual owns, and most everyone owns something. Property ownership includes individual as well…
Stuck in a Timeshare?
Way back when when Mom and Dad bought a timeshare in a holiday resort, the resort agent suggested that they sign a deed leaving the share to their children, so that when the parents passed, the kids could continue to…
Senior living workforce issues
Concerns that provisions in a coronavirus-related relief action by the US government could have severely curtailed the workforce in senior assisted living, independent living, memory care, and continuing care retirement communities provide a cautionary tale. The bill, HR 6201, is…
Legal planning Associated with Alzheimer’s disease
For the more than 5 million Americans who have Alzheimer's disease, there is currently no cure. Projections by the Alzheimer's Association (alz.org) are that by 2050 more than 14 million Americans will suffer from this disease. What can you do…